Agreement to Terms

By accessing or using Yazolle's website and services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

Eligibility

To use our services, you must:

• Be at least 18 years of age
• Be a legal resident of the United States
• Have the legal capacity to enter into a binding contract
• Provide accurate and complete information when registering

Description of Services

Yazolle provides a platform that connects American home buyers with interest-free mortgage opportunities for homes up to $500,000. Our services include waitlist registration, mortgage application processing, and facilitating connections between applicants and funding partners.

User Accounts and Registration

When you create an account with us, you agree to:

• Provide truthful, accurate, and complete information
• Maintain and promptly update your account information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access or security breach
• Accept responsibility for all activities under your account

Data Collection and Consent

Important Notice: By using our services, you acknowledge and consent to:

• Collection of your personal and financial information
• Connection to your bank accounts through secure third-party services (e.g., Plaid)
• Analysis of your spending patterns and transaction history
• Sharing of aggregated, anonymized spending insights with third-party funding partners

You have the right to withdraw consent at any time, though this may affect your eligibility for interest-free mortgage programs. Please review our Privacy Policy for detailed information.

Mortgage Application Process

Joining our waitlist or submitting an application does not guarantee approval for an interest-free mortgage. All applications are subject to review, verification, and approval based on our eligibility criteria and funding availability.

Prohibited Activities

You agree not to:

• Provide false or misleading information
• Impersonate another person or entity
• Attempt to gain unauthorized access to our systems
• Use our services for any illegal or unauthorized purpose
• Interfere with the proper functioning of our platform
• Violate any applicable laws or regulations

Intellectual Property

All content, features, and functionality on our website are owned by Yazolle and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Disclaimers

Our services are provided "as is" without warranties of any kind. We do not guarantee:

• Mortgage approval or funding availability
• Uninterrupted or error-free service
• Accuracy of third-party information

To the fullest extent permitted by law, Yazolle shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

Limitation of Liability

Yazolle and our directors, officers, agents, employees, subsidiaries, and affiliates will not be liable for any actions, claims, losses, damages, liabilities and expenses including legal fees from your use of the Site.

Indemnity

Except where prohibited by law, by using this Site you indemnify and hold harmless Yazolle and our directors, officers, agents, employees, subsidiaries, and affiliates from any actions, claims, losses, damages, liabilities and expenses including legal fees arising out of your use of our Site or your violation of these Terms and Conditions.

Termination

We reserve the right to suspend or terminate your account and access to our services at any time, with or without notice, for any reason, including violation of these Terms.

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which Yazolle is incorporated, without regard to conflict of law principles.

Changes to Terms

We may modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the new Terms.

Contact Information

If you have questions about these Terms, please contact us at: