Introduction

Yazolle ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

Consent

By using our Site users agree that they consent to:

• The conditions set out in this Privacy Policy; and
• The collection, use, and retention of the data listed in this Privacy Policy.

Information We Collect

We collect information that you provide directly to us, including but not limited to:

• Personal identification information (name, email address, phone number)
• Financial information (income range, target home budget, current housing payments)
• Location data (ZIP code)
• Expense and spending information (for waitlist applicants who choose to share)

How We Use Your Information

We use the information we collect to:

• Process your waitlist application and mortgage application
• Communicate with you about our services
• Improve your experience
• Analyze spending patterns to provide insights to our partner companies
• Comply with legal obligations and protect our rights

Data Sharing and Third Parties

Important: Our business model involves sharing consumer spending insights with third-party companies who fund interest-free mortgages. We will ONLY share your data with third parties if:

• You have not requested an explicit opt out
• The sharing complies with all applicable laws and regulations

Third parties will not be able to access user data beyond what is reasonably necessary to achieve the given purpose. You have the right to opt-out of data sharing at any time by contacting us, though this may affect your position on the waitlist for our interest-free home loans.

Other Disclosures

We will not sell or share your data with other third parties, except in the following cases:

• If the law requires it;
• If it is required for any legal proceeding;
• To prove or protect our legal rights; and
• To buyers or potential buyers of this company in the event that we seek to sell the company.

Data Security

In order to protect your security, we use the strongest available browser encryption and store all of our data on cloud servers in secure facilities. While we take all reasonable precautions to ensure that user data is secure and that users are protected, there always remains the risk of harm. The Internet as a whole can be insecure at times and therefore we are unable to guarantee the security of user data beyond what is reasonably practical.

International Data Transfers

We transfer your data to the following countries:

• The United States of America

When we transfer user personal data we will protect that data as described in this Privacy Policy and comply with applicable legal requirements for transferring personal data internationally.

Your Rights and Choices

You have the right to:

• Access, correct, or delete your personal information
• Opt-out of data sharing with third parties
• Withdraw consent at any time
• Request a copy of your data in a portable format
• Lodge a complaint with a supervisory authority

Children's Privacy

The minimum age to use our website is 18 years of age. We do not knowingly collect or use personal data from children under 13 years of age. If we learn that we have collected personal data from a child under 13 years of age, the personal data will be deleted as soon as possible. If a child under 13 years of age has provided us with personal data their parent or guardian may contact our privacy officer.

Changes to This Privacy Policy

This Privacy Policy may be amended from time to time in order to maintain compliance with the law and to reflect any changes to our data collection process. When we amend this Privacy Policy we will update the "Last Updated Date" at the top of this Privacy Policy. We recommend that our users periodically review our Privacy Policy to ensure that they are notified of any updates. If necessary, we may notify users by email of changes to this Privacy Policy.

Contact Us

If you have questions or concerns about this Privacy Policy, please contact our company's privacy officer at: